Job Description

Mortgage Underwriting Analyst (Contract)

Location: Hybrid (4 days onsite in Downtown Minneapolis, MN or Charlotte, NC)

Duration: 9-month contract with potential for full-time conversion

Pay Rate: $30 – $45/hr

Position Overview

We are seeking an experienced Mortgage Underwriting Analyst to support decision-making within the home lending space. In this role, you will analyze mortgage loan data and documentation to assess eligibility, compliance, and overall quality in alignment with state, federal, and investor guidelines.

This is an excellent opportunity to join a Fortune 500 environment and contribute to high-impact lending decisions while working alongside cross-functional teams.

Key Responsibilities

• Perform detailed analysis of conventional conforming, Non-Agency Jumbo, and HELOC/HELOAN loan data
• Conduct pre- and post-purchase due diligence reviews, including documentation review and deficiency resolution
• Analyze complex tax returns and accurately calculate borrower income
• Evaluate borrower, property, and credit eligibility across various loan programs
• Identify and escalate exception loans to leadership for business decisions
• Maintain accurate loan documentation and enter notes into internal systems
• Ensure adherence to quality and production standards
• Communicate underwriting decisions clearly to internal and external stakeholders
• Provide rationale for adverse decisions and recommend potential solutions
• Partner with Risk, Compliance, Legal, and Product teams as needed
• Support internal/external audits and control testing requirements
• Assist with ongoing credit policy updates and regulatory reviews

Required Qualifications

• 5+ years of mortgage underwriting experience
• Excellent written and verbal communication skills
• Demonstrated ability to work independently and make sound decisions
• Experience interpreting and applying mortgage lending guidelines

Preferred Qualifications

• Knowledge of servicing functions including:
  • Line management review
  • Subordination requests
• Experience across multiple loan programs, including:
  • FNMA (Fannie Mae)
  • FHLMC (Freddie Mac)
  • Non-Agency Jumbo
  • FHA & VA Loans
  • HELOC / HELOAN products
• Strong analytical skills with experience reviewing complex borrower profiles and loan structures

Why Apply?

• Opportunity to work with a Fortune 500 organization
• High visibility role impacting lending decisions
• Potential for full-time conversion
• Collaborative and professional work environment
• Hybrid flexibility in major metro locations

#centralpriority26

This is a Contract position based out of Minneapolis, MN.

The pay range for this position is $30.00 - $45.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

This is a hybrid position in Minneapolis,MN.

This position is anticipated to close on Jul 14, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.

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